Personal Finance Worksheet Generator
Simple and compound interest, loan payments, amortization, budgets and savings goals. No AI, no credits.
Grades 6 – 12No account needed
Simple and compound interest, loan payments and an amortization table, budgets, savings goals, percent change, discounts and sales tax at a rate given in the item. Every answer is computed by code. No AI, so it never uses a generation credit.
What students practice
- Personal Finance
- Interest
- Budgeting
Live sample sheet
No account needed to view and print.
Name: ____________________Date: ____________
Personal Finance
1. Find the simple interest and total amount on $6,410 at 5% for 9 years.
2. Find the compound interest and total amount on $7,028 at 3% compounded quarterly for 4 years.
3. Annual income: $58,000. Rent $19,130, food $7,992, transport $3,625, savings $8,016, other $10,125. Calculate total expenses and remaining income.
4. Find the simple interest and total amount on $3,763 at 3% for 6 years.
5. Find the compound interest and total amount on $7,180 at 6% compounded annually for 6 years.
6. Annual income: $71,000. Rent $14,745, food $10,464, transport $3,662, savings $5,445, other $7,539. Calculate total expenses and remaining income.
7. Find the simple interest and total amount on $2,671 at 6% for 6 years.
8. Find the compound interest and total amount on $1,244 at 3% compounded monthly for 6 years.
9. Annual income: $69,000. Rent $17,106, food $9,383, transport $3,579, savings $3,805, other $10,741. Calculate total expenses and remaining income.
10. Find the simple interest and total amount on $6,371 at 4% for 7 years.
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Answer Key — Personal Finance
1. Find the simple interest and total amount on $6,410 at 5% for 9 years.
Solution:
I = P × r × t = $6,410 × 5% × 9 = $2,885
A = P + I = $6,410 + $2,885 = $9,295
Answer: I = $2,885, A = $9,295
2. Find the compound interest and total amount on $7,028 at 3% compounded quarterly for 4 years.
Solution:
A = P(1 + r/n)^(nt) = $7,028 × (1 + 0.007500)^16
A = $7,921
I = A - P = $7,921 - $7,028 = $893
Answer: A = $7,921, I = $893
3. Annual income: $58,000. Rent $19,130, food $7,992, transport $3,625, savings $8,016, other $10,125. Calculate total expenses and remaining income.
Solution:
Total expenses = $19,130 + $7,992 + $3,625 + $8,016 + $10,125 = $48,888
Remaining = $58,000 - $48,888 = $9,112
Answer: Total expenses = $48,888, Remaining = $9,112
4. Find the simple interest and total amount on $3,763 at 3% for 6 years.
Solution:
I = P × r × t = $3,763 × 3% × 6 = $677
A = P + I = $3,763 + $677 = $4,440
Answer: I = $677, A = $4,440
5. Find the compound interest and total amount on $7,180 at 6% compounded annually for 6 years.
Solution:
A = P(1 + r/n)^(nt) = $7,180 × (1 + 0.060000)^6
A = $10,185
I = A - P = $10,185 - $7,180 = $3,005
Answer: A = $10,185, I = $3,005
6. Annual income: $71,000. Rent $14,745, food $10,464, transport $3,662, savings $5,445, other $7,539. Calculate total expenses and remaining income.
Solution:
Total expenses = $14,745 + $10,464 + $3,662 + $5,445 + $7,539 = $41,855
Remaining = $71,000 - $41,855 = $29,145
Answer: Total expenses = $41,855, Remaining = $29,145
7. Find the simple interest and total amount on $2,671 at 6% for 6 years.
Solution:
I = P × r × t = $2,671 × 6% × 6 = $962
A = P + I = $2,671 + $962 = $3,633
Answer: I = $962, A = $3,633
8. Find the compound interest and total amount on $1,244 at 3% compounded monthly for 6 years.
Solution:
A = P(1 + r/n)^(nt) = $1,244 × (1 + 0.002500)^72
A = $1,489
I = A - P = $1,489 - $1,244 = $245
Answer: A = $1,489, I = $245
9. Annual income: $69,000. Rent $17,106, food $9,383, transport $3,579, savings $3,805, other $10,741. Calculate total expenses and remaining income.
Solution:
Total expenses = $17,106 + $9,383 + $3,579 + $3,805 + $10,741 = $44,614
Remaining = $69,000 - $44,614 = $24,386
Answer: Total expenses = $44,614, Remaining = $24,386
10. Find the simple interest and total amount on $6,371 at 4% for 7 years.
Solution:
I = P × r × t = $6,371 × 4% × 7 = $1,784
A = P + I = $6,371 + $1,784 = $8,155
Answer: I = $1,784, A = $8,155
Answers computed by code. No AI, no credits.
Assumptions and Conventions
Assumptions:
- Simple interest: I = P × r × t.
- Compound interest: A = P(1 + r/n)^(nt).
- Loan payment: PMT = P × r / (1 - (1 + r)^-n).
- Percent change = (New - Old) / Old × 100.
Conventions:
- All monetary values in USD.
- Interest rates stated as decimals (0.05 = 5%).
- Loan rates are annual; monthly rate = annual rate / 12.
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No account needed.
Frequently asked questions
Do students need an account to use the Personal Finance?
No. Students never need an account. They open a shared link or join with a code.
Can I print the Personal Finance without signing up?
Yes. This tool computes answers by code, so you can generate, preview and print worksheet without an account. A free account adds saving and student links.
How are the answers computed?
Every answer is computed by code and verified by a second independent method. No AI is used.
What grades is the Personal Finance for?
This tool fits Grades 6 – 12.
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Sample output, computed by code — change the options and Generate to make your own
Name: ____________________Date: ____________
Personal Finance
1. Find the simple interest and total amount on $9,818 at 4% for 5 years.
2. Find the compound interest and total amount on $8,362 at 6% compounded semi-annually for 2 years.
3. Annual income: $66,000. Rent $23,069, food $10,956, transport $4,818, savings $9,543, other $12,478. Calculate total expenses and remaining income.
4. Find the simple interest and total amount on $9,725 at 6% for 3 years.
5. Find the compound interest and total amount on $5,260 at 5% compounded monthly for 9 years.
6. Annual income: $59,000. Rent $18,704, food $9,616, transport $4,876, savings $5,623, other $6,333. Calculate total expenses and remaining income.
7. Find the simple interest and total amount on $3,937 at 4% for 8 years.
8. Find the compound interest and total amount on $1,910 at 5% compounded annually for 7 years.
9. Annual income: $76,000. Rent $19,165, food $8,889, transport $3,807, savings $8,977, other $13,750. Calculate total expenses and remaining income.
10. Find the simple interest and total amount on $1,435 at 5% for 8 years.
Made with TeachSpark
Answer Key — Personal Finance
1. Find the simple interest and total amount on $9,818 at 4% for 5 years.
Solution:
I = P × r × t = $9,818 × 4% × 5 = $1,964
A = P + I = $9,818 + $1,964 = $11,782
Answer: I = $1,964, A = $11,782
2. Find the compound interest and total amount on $8,362 at 6% compounded semi-annually for 2 years.
Solution:
A = P(1 + r/n)^(nt) = $8,362 × (1 + 0.030000)^4
A = $9,412
I = A - P = $9,412 - $8,362 = $1,050
Answer: A = $9,412, I = $1,050
3. Annual income: $66,000. Rent $23,069, food $10,956, transport $4,818, savings $9,543, other $12,478. Calculate total expenses and remaining income.
Solution:
Total expenses = $23,069 + $10,956 + $4,818 + $9,543 + $12,478 = $60,864
Remaining = $66,000 - $60,864 = $5,136
Answer: Total expenses = $60,864, Remaining = $5,136
4. Find the simple interest and total amount on $9,725 at 6% for 3 years.
Solution:
I = P × r × t = $9,725 × 6% × 3 = $1,751
A = P + I = $9,725 + $1,751 = $11,476
Answer: I = $1,751, A = $11,476
5. Find the compound interest and total amount on $5,260 at 5% compounded monthly for 9 years.
Solution:
A = P(1 + r/n)^(nt) = $5,260 × (1 + 0.004167)^108
A = $8,242
I = A - P = $8,242 - $5,260 = $2,982
Answer: A = $8,242, I = $2,982
6. Annual income: $59,000. Rent $18,704, food $9,616, transport $4,876, savings $5,623, other $6,333. Calculate total expenses and remaining income.
Solution:
Total expenses = $18,704 + $9,616 + $4,876 + $5,623 + $6,333 = $45,152
Remaining = $59,000 - $45,152 = $13,848
Answer: Total expenses = $45,152, Remaining = $13,848
7. Find the simple interest and total amount on $3,937 at 4% for 8 years.
Solution:
I = P × r × t = $3,937 × 4% × 8 = $1,260
A = P + I = $3,937 + $1,260 = $5,197
Answer: I = $1,260, A = $5,197
8. Find the compound interest and total amount on $1,910 at 5% compounded annually for 7 years.
Solution:
A = P(1 + r/n)^(nt) = $1,910 × (1 + 0.050000)^7
A = $2,688
I = A - P = $2,688 - $1,910 = $778
Answer: A = $2,688, I = $778
9. Annual income: $76,000. Rent $19,165, food $8,889, transport $3,807, savings $8,977, other $13,750. Calculate total expenses and remaining income.
Solution:
Total expenses = $19,165 + $8,889 + $3,807 + $8,977 + $13,750 = $54,588
Remaining = $76,000 - $54,588 = $21,412
Answer: Total expenses = $54,588, Remaining = $21,412
10. Find the simple interest and total amount on $1,435 at 5% for 8 years.
Solution:
I = P × r × t = $1,435 × 5% × 8 = $574
A = P + I = $1,435 + $574 = $2,009
Answer: I = $574, A = $2,009
Answers computed by code. No AI, no credits.
Assumptions and Conventions
Assumptions:
- Simple interest: I = P × r × t.
- Compound interest: A = P(1 + r/n)^(nt).
- Loan payment: PMT = P × r / (1 - (1 + r)^-n).
- Percent change = (New - Old) / Old × 100.
Conventions:
- All monetary values in USD.
- Interest rates stated as decimals (0.05 = 5%).
- Loan rates are annual; monthly rate = annual rate / 12.
Made with TeachSpark
Personal Finance - General business - Mixed personal finance
Simple and compound interest, loan payments, budgets, savings goals, percent change. No AI, no credits.